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"Sunny Finance never asks you any charges or fees, Its scam if anyone calls or email you for loan fee or instalment by Cash vouchers, iTunes card or any other payment method."

Sunny Finance: Offers


Sunny Finance! A reliable loan company!

Look no further. Sunny Finance is your one-stop loan destination in the UK. As being one amongst numerous loan lending companies in the UK claiming to give you the best deals, it is easy for us to get carried away and present ourselves as THE BEST. However, we make this claim by our verifiable, proven track record of providing instant, unsecured, personal loans to people with poor credit history. We also include the ones who bring no guarantor with themselves and have absolutely nothing to show as security. Rest assured we won't guide you to somebody else.
We are not going to behave like brokers because we are not one. We are direct loan lenders in the UK. We specialize in letting customers get the amount of money they are looking for their needs. One quick conversation with our loan advisor is enough to let you know the stronghold we have over our craft and the in-depth knowledge our team has to accurately understand your need and then link it to the personal, unsecured, instant, short-term loans available with us to suit your precise requirement.

No Guarantor Loans

Up to 20,000 pounds you can get without any guarantor. How to get no guarantor loans?

Short term Loans

Get short term loan up to 5,000 pounds, and choose an easy repayment period from 1 month to 12 months.

Guarantor Loans

With a guarantor or a co-signer, you can get up to 100,000 pounds loan quickly.

Long term loans

A long term loan is suitable for you if you are looking up to 500,000 for a tenure of 5 years to 30 years.


By spending some time in the UK market, you will be able to figure out that there are many brokers, loan lenders, private lenders available, who would make tall claims of providing easy, quick, instant, unsecured loans at the drop of a hat. They will always try to woo you by showing attractive deals, price figures, data points and try to convince you that they would search the best loan lender for you as per your need.
That's where we are different! We believe in the no-nonsense, straightforward approach, where we tell our customers upfront that WE ARE NOT THE BROKERS.
We are Direct Loan Lenders, A Direct Loan Company in the UK and when we talk to you to understand your needs, we don't go out shopping to search the best loan for you from third parties. We look within ourselves, our collection of loan plans available and try to suit our products to your needs. Unlike brokers, you will hardly see us trying to persuade you to fit your needs to a kind of loan available with us.
We have a much larger scope of adjusting our interest rates, repayment options and other details to your requirement. It enables us to proving the lowest interest rates possible, taking you through a loan application and that too without any upfront fee.

Where can I spend the money?

Customers who want to spend some money will figure out ways to do it. After all, it's a happy world out there, and we all could do with little extra cash. Keeping humour aside, it's totally up to you! We don't interfere with your spending habits. You can spend the money you have borrowed to pay for your credit cards, store cards, unpaid utility bills, car, motorcycle repairs, vacations, house decoration, new home, a new dress, buying a new car, new phone, a lavish dinner, a wedding, consolidating your debts, etc. It's up to you!

You can get your dream home!
Buy a new car!
Go on holiday with your friends and family!
Pay off your debts!

You could have one or more types of short-term, long-term, personal, unsecured loans without any security, guarantor and for people with bad credit. Just to name a few, we have Pay-day loans, Instant Cash short terms loans, No-guarantor loans, Bad credit loans, Unsecured-Without collateral loans, self-employed loans, etc.
It's an easy world for those who ASK. Please ask us, do not be worried about your credit history and reach out to us, now and find out which unsecured personal loan will suit your need. Or direct lenders, our unsecured loan company is waiting to hear from you and offer you a loan of up to 25,000 or even as high as 100,000 pounds with flexible repayment options. Apply now!

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Loan Companies in the UK

Sunny Finance is a loan company, not a broker, we are a direct loan lender in the UK, which means we have access to all the short-term, long-term, personal, instant, secured, unsecured and no guarantor, bad credit loans for our customers. The unsecured, personal, short-term and bad-credit loans taken out, without any collateral, give you some peace of mind as you are not constantly worried about your property or valuables, in case you struggle to repay your loan back promptly. We listen to you to take your inputs. We design a repayment structure, which lets you comfortably pay back your loan.
We are not bothered if you own a home or you are a tenant. We don't care about your employment status as well. Anybody can fall on hard times in such a volatile job market, and we empathize with you. We are not dependent on other lender's terms and conditions. We formulate our terms keeping in mind the needs of our customers. We do consider the customers with bad credit, poor credit or the ones with no property, valuables as untouchables. We welcome all and try our best to reach as close as possible to your need. This approach comes from our years of understanding that all customers are unique, all of them could have different situations to cater to, all of them could have different credit histories and all of them may have different repayment capabilities. That's why we also call our unsecured, personal loans - customized loans from a direct lender. We offer flexible loans with flexible repayment options of up to 10 years. As our interest rates remain fixed for the lifetime of the loan, irrespective of ever-changing market conditions, customers pay the same installment every month. That gives a lot of peace of mind to our customers.

That's what we aim to provide to our customers.

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